Bad Credit Merchant Account

bad credit merchant account

Sign Up Today for Bad Credit Merchant Account Services

instant approval

Bad credit isn’t a problem. We approve merchant accounts for e-commerce or for credit card processing regardless of credit history. If you want your business to grow, accepting credit cards is just what you need! Not only is bad credit not a hassle but signing up for a bad credit merchant account today comes with many benefits as well such as:

  • Fast approvals
  • No setup and cancellation fees
  • No long-term contract
  • No leases

We approve bad credit merchant accounts within 24-48 hours and quick setup once approved. You don’t want to lose another sale all because your business doesn’t accept credit cards, and if you apply today, you will be able to receive a retail credit card terminal. See more about High Risk Merchant processing

High risk merchant account instant approval

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Privacy Information: Your contact information will not be used for anything except contacting you regarding the question or comment you have.

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Why choose High Risk Pay as your merchant services provider ?



We offer high risk merchant accounts to all business types in high risk categories.


99% approval

Having trouble getting approved for your high risk merchant account? Did you know HighRiskPay approves 99% of all applicants!



HighRiskPay understands that time is money. Entrust us yours and we’ll be sure to make it worthwhile! Apply Today and Be in Business Tomorrow!

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Bad Credit Merchant Account Services For Your Business

Business owners with a rough credit history or low credit score often have trouble getting bad credit merchant accounts. This type of account lets companies accept credit card payments from their customers whether they pay in person or online. There are, in fact, credit card processing options for owners with poor credit. With more people wanting to pay by card, it’s worth learning how to get a poor credit merchant account.

Our company offers you with bad credit merchant accounts to provide you with a way of getting more customers and gain profitability. When you have bad credit, clients dispute credit cards and this negatively affects your business success. The main reason we offer you with bad credit merchant accounts is to avoid chargebacks.

At HighRiskPay we work with you to avoid any bad business problems from the past and help you work on your business’s future. We have specialized in making your business bad credit merchant accounts being approved. Our company understands that there are things that happen to your business that are beyond your control. This is why we work with you to gain positive reviews and avoid any chargebacks in the future. We have solutions for your merchant services. We help you despite your past business history and do not consider the performance of your business.

Working with you to get better reviews is a priority to all our customers in high-risk businesses. HighRiskPay stands out in the process of getting bad credit merchant accounts by not asking for application fees, having competitive rates, not asking for a visa or a master card, offering you secured payment gateway options, and working with you at a reduced rate and fees. We work on making sure your bad credit merchant accounts are approved as soon as possible and you will not have to spend much time waiting which could be used in your business operations.

Bad Credit Merchant Account

Our company offers you guidance on how you can avoid bad credit in the future. Maintaining positive reviews is important to your business and this is why we advise high-risk business owners on how they can engage in reducing chargebacks. If you want to keep your customers happy and avoid chargebacks, call us today for bad credit merchant account application services.

Why Apply for a Merchant Account Today with High Risk Pay?

  • Competitive, affordable rates
  • No application fees
  • Multiple secure payment gateway options

Contact us now to get approved for a bad credit merchant account quickly!