Chargeback Prevention Program

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Accept All Major Credit Cards Regardless of Credit

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In as little as 48 hours, your business can…

Reduce chargebacks

Eighty-six percent of cardholders do not contact merchants before they file a dispute. This leads to chargebacks, fees, penalties, and may ultimately cost you your processing privileges. Our alerts help you get out in front of chargebacks and reduce your ratios.

Reduce fraud

High Risk Pay helps you identify and red flag fraud-prone accounts and affiliates, so you can stop fraud before further losses occur. Early chargebacks may even help you intercept fulfillment of disputed purchases.

Contest and win chargebacks

Fighting chargebacks can be time consuming and expensive. But they can be won. Our automated systems compile your case and submit the challenge. Our win rate is twice the industry average and we’re only paid after we win.

Recover lost sales

Studies show that decline rates for recurring orders run 25% – 30% and 33% of the orders that merchants reject are actually good. Our systems pick up on these situations and alert you, so you can recover the sale and the customer.

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Why choose High Risk Pay as your merchant services provider ?



We offer high risk merchant accounts to all business types in high risk categories.


99% approval

Having trouble getting approved for your high risk merchant account? Did you know HighRiskPay approves 99% of all applicants!



HighRiskPay understands that time is money. Entrust us yours and we’ll be sure to make it worthwhile! Apply Today and Be in Business Tomorrow!

Get Started Today

High Risk Pay works with your existing payment processor and technology. There are no set-up charges just a modest monthly fee and a small fee for each chargeback alert you receive.

Two leading platforms in one improved service

There are many chargeback abatement and mitigation services on the market, and each has their own strengths and weaknesses. We found, as merchants ourselves, that we could get the optimal solution by putting the two leading solutions together. Learn more about high risk gateway merchant accounts and ecommerce merchant accounts.

Chargeback management

Even if your strategy is to refund disputes before they result in chargebacks, there’s still that additional cost in time and effort to manage the program. High Risk Pay’s free chargeback management saves that time. We help you tune the service to work with your business model.

Improved efficiency and reporting

With High Risk Pay, you gain the benefits of using both leading chargeback mitigation platforms, but without paying for the redundant alerts or overlapping report data.

To speak with a consultant directly,