High Risk Payment Gateway

high risk payment gateway

In as little as 48 hours, your business can…

High risk businesses are ones that sell items that fall into areas such as adult entertainment, online gambling, ticket sales, or medications. While the products sold and services provided are completely legal, these items come with a higher risk of theft.

Major credit card processors tend to stay away from giving high risk businesses the power to process credit cards because of possible false refunds and stolen cards. These credit firms also want to avoid the issues that come with a high risk merchant account. Some card processing companies feel they’ll lose larger customers if they offer high risk card processing services.

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Why choose High Risk Pay as your merchant services provider ?



We offer high risk merchant accounts to all business types in high risk categories.


99% approval

Having trouble getting approved for your high risk merchant account? Did you know HighRiskPay approves 99% of all applicants!



HighRiskPay understands that time is money. Entrust us yours and we’ll be sure to make it worthwhile! Apply Today and Be in Business Tomorrow!

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We Specialize in High Risk Business

HighRiskPay is a company that offers you the best transaction ways in which payments can be transferred to banks for secure processing. Our gateway services are offered to business owners in the United States and other parts of the world. If you want to protect your business and your customers, choosing us is the best option. 

Without worrying about the size of your business, we provide you with effective ways in which you can carry out massive transaction processing. If your business is growing fast, HighRiskPay high-risk payment gateway provides you with the best and secure way to carry out online transactions. With fast and reliable transactions, your business will be able to serve a large number of customers at the same time without having to keep some waiting.

 For merchants and companies who interact with multiple merchant accounts, we provide you with centralized transaction processing. You rely able to maintain and manage large amounts of information on transactions. Another good way in which our gateway services are helpful is if your business is targeting global customers. Through multicurrency processing, you can carry out your business in any part of the world. 

All the transactions by your customers are secured and any information to the bank is kept encrypted. This prevents third parties and any fraudsters from reaching your customer’s credit card information and confidential data. Contacting HighRiskPay for gateway services will ensure that any transactions that have been approved or declined in your business have been made known to you through fast alerts. 

We offer compliance to your business since gateways are the best and most secure means of transacting for your high-risk payment gateway. Gateways by our company encrypts the transactions and secured transactions are provided to you. If you want to protect your customer’s credit card information and keep your business transactions secure, call us today for gateway services.

Merchant Account

Running your business can be difficult if you can only accept cash. Getting a merchant account can be difficult for some types of businesses, which is why you need to work with a company that offers high-risk merchant account services.

Obtaining final approval for a high-risk merchant account typically takes a lot longer than one for low-risk companies. Approving high-risk businesses requires extensive investigation into credit history, which is why instant approval is so important.

Instant approval typically takes around 24-48 hours, which is a lot faster than many other timeframes for merchant accounts. Instant approval can be extremely beneficial for businesses who need to be able to take credit cards online. Since it can be difficult for people to purchase a product without a card of any kind, it’s important for a business that needs to sell its products to be able to take those sales and begin shipping.

Who We Help

We are a team of high risk merchant account providers comprised  by talented experts who can help you find a payment solution for any business:

  • B2B
  • B2C
  • Enterprise
  • Small and medium-sized businesses
  • eCommerce

High Risk Industries and Business Types We Serve

Your business is unique, and your high-risk payment gateway should be, too. No matter what industry you’re in, we have a payment solution for you so that you can satisfy customers and keep them coming back for more.

  • eCommerce
  • Travel agencies
  • Vape and electronic cigarette shops
  • Online pharmacies
  • And more!

Payment Gateway vs. Merchant Account

If you’re an eCommerce merchant, you’ve most likely heard of both payment gateways and merchant accounts. In fact, you need both to effectively run your online business and take payments from your valued customers.

Payment Gateway

payment gateway is technology that connects merchants and payment networks. It integrates with your online store so that you have more online credit card processing capabilities. It then captures those payments for transactions and transmits that information to a payment processor or acquiring bank. An approved or declined message is then sent to the merchant.

Not all payment gateways are created equally, however. Many go beyond their standard function and offer other services:

Multiple Payment Methods

Many customers now shop online with Paypal or eWallets, so it’s important to have more than just a credit card payment gateway.

Fraud Protection

Every time online businesses accept payments online, they are at risk. If your fraud level gets high, your business may be negatively impacted by chargeback fees and penalties. Payment gateways with strong fraud detection can prevent these problems.

Recurring Billing

Many businesses use a subscription merchant services model so that they can continue to deliver a quality customer experience. High-risk credit card processing companies can make running your business much easier by setting up and managing automated billing, sending out payment reminders, and even setting up customizable billing plans.

Payment Analytics

Having detailed data about payments can help you make better and more informed business decisions. Your payment gateway for high-risk businesses will give you access to a variety of payment analytics. These reports can show you which payment processes your customers favor, or which ones they encounter trouble with.