High Risk Merchant Payment Processing Solutions
Apply Today, Be In Business Tomorrow
- 99% Approval Rate!
- No Application Fee
- No Setup Fee
- No Contract
- Bad Credit OK
- Fast 24 Hour Approval
- Chargeback Prevention
- Next Day Funding
Accept All Major Credit Cards Regardless of Credit


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No Setup Fees!

Integrations? We have you covered!







OUR SERVICES
Get Your Merchant Account Preapproved
Here are the industries we support.

Debt Collection Merchant Account

Dating App Merchant Account
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We Specialize in High Risk Business
We offer high risk merchant accounts to all business types in high risk categories. Are you simply looking for the right partner to help push your business forward but are having trouble getting approved somewhere else? Let us fix that for you! HighRiskPay knows how high-risk businesses work. We understand that you can’t afford to waste precious time gathering the mountains of necessary paperwork, only to be rejected by conventional payment processors on the basis of being a high-risk merchant. As a leading payment processing solutions provider, our 99% approval rate and fast 24-hour turnaround sees to it that your business takes off quickly. We’ll also keep things simple for you with no application fees, no contracts, and universal acceptance of major credit cards regardless of your credit status. And once you hit the ground running, our chargeback prevention and next-day funding ensures that you stay in business! HighRiskPay understands that time is money. Entrust us yours and we’ll be sure to make it worthwhile! Apply Today and Be in Business Tomorrow!
Our Merchant Account Services

GATEWAYS

TERMINALS

MOBILE

E-COMMERCE

CHARGEBACKS

FRAUD

SURCHARGING

PROCESSING
Merchant Services Provider

Get your Merchant Account Pre-approved Now!
As a business owner, your ability to take credit card payments for goods and services is essential. Consumers want to use their cards to pay for online shopping and service and product subscriptions. If you can’t accept these payments, your customers will simply go elsewhere. However, payment processors might not want to give you a merchant account if you have poor credit or run a high-risk business. The reason is that credit card processors wish to limit their exposure related to specific industries.
This is where merchant services providers come into play. A merchant service provider can help you to accept and process electronic credit card transactions between your customers and your business without fear of chargebacks and cancellations. This agreement can, for example, allow your company to accept various forms of payment when they pay in person or online so you can avoid losing income and keep a good relationship with your clients. Our pricing models allow us to offer these card processing services at a small fee per transaction, which are the best rates in the industry. Therefore, we are able to tailor our services to a broad range of businesses.
Banks can close your account if you have too many stolen cards or refunds, but at High Risk Pay, we are happy to accept high-risk clients. Our high-risk merchant accounts provider team specializes in payment solutions for B2B, B2C, eCommerce, financial enterprises, small businesses, and medium-size companies. Our merchant services provider solutions are specifically tailored to industries such as travel agencies, vape and electronic cigarettes, shops, online pharmacies, eCommerce, and more.
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Why choose High Risk Pay as your merchant services provider ?

SPECIALIZED IN HIGH RISK
We offer high risk merchant accounts to all business types in high risk categories.

99% approval
Having trouble getting approved for your high risk merchant account? Did you know HighRiskPay approves 99% of all applicants!

FAST APPROVAL GUARANTEED
HighRiskPay understands that time is money. Entrust us yours and we’ll be sure to make it worthwhile! Apply Today and Be in Business Tomorrow!
Get Started Today
We Specialize in High Risk Business
We provide high-risk merchant account to all business types in high-risk categories. Are you simply looking for the right partner to help push your business forward but are having trouble getting approved somewhere else? Let us fix that for you! High Risk Pay knows how high-risk businesses work. We understand that you can’t afford to waste precious time gathering mountains of necessary paperwork, only to be rejected by conventional payment processors, such as PayPal and Stripe, on the basis of being a high-risk merchant. As a leading payment processing solutions provider, our 99% approval rate and fast 24-hour turnaround sees to it that your business takes off quickly. We’ll also keep things simple for you with no application fees, no contracts, and universal acceptance of major credit cards regardless of your credit status. And once you hit the ground running, our chargeback prevention and next-day funding ensure that you stay in business! High Risk Pay understands that time is money. Entrust us yours and we’ll be sure to make it worthwhile! Apply today to access a whole new market online beyond only accepting cash or crypto!
Our Services
We provide several merchant account services such as gateways, terminals, mobile payments support, surcharging, chargebacks, and more to help you with your retail sales. You might have heard about gateways and merchant accounts if you are an eCommerce merchant. These are two of our most popular offerings as a merchant services provider. But what are they exactly?
Our Gateway Services
A payment gateway is a software technology that can integrate with your online store and connect it to one or more payment networks to process credit cards. What this system does is capture the transaction payments and transmit the information to an acquiring bank or another payment processor. There are several payment gateway providers; however, a merchant services provider is able to offer even more services to merchants – for example, high-risk merchant accounts.
Our Merchant Account Services
A high-risk merchant account can help you take payments from various sources such as credit and debit cards, readers, and eWallets. Suppose you have a subscription merchant account, for example. In that case, you can also deliver quality subscription services and set up automatic billing, send out payment reminders, and create customizable plans for your customers. However, obtaining approval for high-risk merchant accounts can take a lot longer and require extensive investigation into your credit history. With a solid merchant services provider like High Risk Pay, you can get instant approval and begin accepting credit cards in as short a time as 24 to 48 hours.
All these services are conveniently bundled as one with High Risk Pay. We conduct our business in a transparent fashion. You get to keep and manage all your credit card processing transactional data in one centralized location. You can keep track of each online transaction, which could make monthly accounting management such as Quickbooks much easier. You can also rest assured that your customer data will remain private and secure. And while we know these services are essential to your business, we ensure that we keep the cost to a minimum whether you are operating a large or small business. We value each and every customer and work diligently to ensure we offer each business owner the best services available.
We ensure that our system has high operational uptime so that there is little to no down time to our service and more importantly minimize any impact on your ability to accept payments. Our system operation times are quick, you can have your funds transferred to your account between 24 to 48 hours.
We Can Get You Approved!
Having trouble getting approved for your high-risk merchant account? Did you know High Risk Pay approves 99% of all applicants!
There are a few things you can do to help us accelerate your application process. For example, you should make sure you have all your papers ready and scanned so you can email them to us. But more important: No matter what products and services you sell, make sure you are honest about your business. We are a merchant services provider with a proven track record, and we approve most applicants – but we can only help you if we know exactly what you are offering.
We do not care about your past. Even if you have declared bankruptcy, have defaulted on a loan or had a mortgage foreclosure, you don’t need to worry about your application with High Risk Pay. All that matters to us is that you are truthful in your business, so we know what you’re selling and how. Applying is free; all you need to do is fill in this form with your contact information, and we will contact you as soon as we can. There are no application or setup fees either, we want to put your money to good use. Send us a message, and we can help you start selling online in as little as 24 hours.
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High Risk Payment Gateways

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Frequently Asked Questions
What should you look for in a merchant services provider?
The first thing you should check is their price. You must keep these charges in mind depending on the solution you need:
- Setup Fee;
- Transaction Fee;
- Equipment Fee;
- Credit Card Processor Fee;
- Monthly Fee/Service Fee.
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