High Risk Merchant Account & Payment Processing Solutions

Apply Today, Be In Business Tomorrow

99% Approval Rate!
No Application Fee
No Setup Fee
No Contract

Bad Credit OK
Fast 24 Hour Approval
Chargeback Prevention
Next Day Funding

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No Setup Fees!

Privacy information: Your contact information will not be used for anything except contacting you regarding the question or comment you have.

22,575

Approved Applications

99

Approval Percentage Rate

25

Years of Experience

4,544,147

Transactions YTD

Integrations? We have you covered!

HOW IT WORKS

Applying for a High Risk
Merchant Account

Collect basic
information

(First and last name, email,
phone, website)

Fill out full
application

(Complete the merchant account application)

Sign the application
via DocuSign

(Sign and submit your application)

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WHAT WE DO

About High Risk Pay

Choose High Risk Pay as your merchant account provider

Choose High Risk Pay as your merchant account provider. High Risk Pay’s expertise and long-term relationships with banks and other financial institutions ensure that your business is always tapped into the most reliable services in the industry. Our high-risk merchant account solutions offer several valuable features for new and existing businesses alike, including chargeback management, credit card acceptance, fraud prevention, and ACH/eCheck processing.

By providing only the best industry-leading services, we strive to become the preferred high-risk merchant account provider for businesses throughout the U.S. Manage your payments faster, safer, and for less. Get instantly approved for your high-risk merchant account with us today.

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Instant Approval for High-Risk Merchant Account

The underwriting process for high-risk businesses may take up to a few extra days than usual, especially in highly regulated industries. Rest assured that our team works as hard as possible to get you approved quickly.

The approval process at High Risk Pay typically takes 24 to 48 hours, which is faster than most other high-risk merchant account approvals. Our number one priority is to get your merchant account up and running as quickly as possible. A 99% approval rate means that your unique business is almost guaranteed approval and that you can begin accepting payments quickly and easily.

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High-Risk Merchant Services for Any Credit History

At High Risk Pay, we offer merchant services for any credit history. We can set you up with a high-risk merchant account, even with bad credit. Not convinced? Our high-risk merchant account high average approval rate is 99% – the highest in the industry. With High Risk Pay, quickly get a bad credit merchant account with fast approvals and no setup and cancellation fees. It’s very easy to apply online. Find out more about our bad credit merchant accounts here.

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High-Risk Merchant Account at Competitive Rates

What about fees? A high-risk merchant account can have higher taxes and restrictions on it. Fees vary by provider and heavily depend on your company’s specific needs. But at High Risk Pay, we don’t believe in punishing customers for being in a business that presents a greater risk of fraud or chargebacks.

Through High Risk Pay, fees are similar to traditional card processors. In return, you as a business owner get many ways to accept credit cards and debit cards for transactions. You will have the pleasure of serving your customers, while making transactions as convenient for them as possible.

In addition, while other high-risk merchant account providers may charge up to a couple hundred dollars for application or setup fees, High Risk Pay charges nothing to set up your own high-risk merchant account.

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