Drop Shipping Merchant Account and Payment Gateway Solutions
Comprehensive merchant account and payment gateway solutions for dropshipping businesses.

SUPPORTING HIGH-RISK MERCHANTS
Payment Processing for the Dropshipping Industry
Dropshipping is a popular method for fulfilling orders. If you run a dropshipping store, you might face issues when trying to use a credit card processor to accept payments for your products. The reason is that banks want to avoid fraudulent charges and high chargeback rates, so they might refuse to give you a merchant account (or be dropped from one if you have it) if they see your business as too risky. However, High Risk Pay provides the best solution and support for these ecommerce businesses in providing payment gateways for dropshipping.
Many traditional merchant services providers, such as PayPal and Stripe, view drop shipping businesses as high risk. But, as a specialist high-risk payment provider, we have a track record of successful business stories helping drop shipping businesses of all sizes, both offline and online.
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Why choose High
Risk Pay as your merchant
services provider ?


SPECIALIZED IN HIGH RISK
We offer high risk merchant accounts to all business types in high risk categories, including specialized options like a nutraceutical merchant account.

99% APPROVAL
We offer high risk merchant accounts to all business types in high risk categories.

FAST APPROVAL GUARANTEED
We offer high risk merchant accounts to all business types in high risk categories.
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Benefits of High Risk Pay’s Drop Shipping Merchant Accounts and Payment Gateway
Fast Approval for Dropshipping Merchants
Get approved for a drop shipping merchant account in as little as 24 hours – even if you’ve faced rejections from traditional providers.
Flexible Payment Gateway for Dropshipping
Accept credit cards, debit cards, and digital wallets. High Risk Pay’s payment gateway for dropshipping helps reduce cart abandonment and increase sales.
Built for Online Sellers Without Inventory
Our solutions are specifically designed for dropshipping models. You don’t need to hold physical inventory to qualify for a merchant account or payment gateway.
Seamless Ecommerce Integration
Easily integrate with Shopify, WooCommerce, and other platforms. No custom development or complex setup required.
No Setup Fees or Long-Term Contracts
We don’t charge startup fees or lock you into lengthy contracts. Start processing payments with zero application or setup fee.
Chargeback and Fraud Protection
Dropshipping businesses face unique risks – our system includes tools to help manage fraud and maintain chargeback compliance.
If you use High Risk Pay, whether you have personal bad credit history doesn’t matter to us. The only thing we want to see is how your business has been doing and can do in the future. You can apply for a dropshipping merchant account with us even if you have had a mortgage foreclosure, defaulted on a loan, or had to declare bankruptcy at some point in your life. These things shouldn’t keep you from accepting credit and debit card payments for your business, and won’t prevent you from opening a merchant account, payment gateway, or dropshipping payment system with us. We have gathered a wealth of information and tools to help you successfully navigate important payment collection guidelines, which is essential for your business success.
You shouldn’t have to face issues if your company model prefers not to keep a stock inventory. You have every right to choose the best business payment systems that can adapt to you and your lifestyle (in particular if you work on e-commerce) and we will be happy to help you run it smoothly. We won’t ask you for any subscription or set-up fees; these services are completely free. You don’t need a contract to use our dropshipping payment systems and merchant accounts, either.
We have ample experience in this industry and understand you don’t want to spend days gathering the paperwork needed to apply for a merchant account – and get it rejected because dropshipping is considered a high-risk endeavor. We approve 99% of applicants and can get you a response in as little as 24 hours.
Contact us today to apply for an account and start selling tomorrow.
WHO WE SERVE
High-Risk Merchants We Serve

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If you want to sell products using a dropshipping system, you need to make sure you can accept different payment methods securely. Dropshipping is considered a high-risk business for credit card and payment processors, so you should consider opening a merchant account specializing in the dropshipping industry.
There are several benefits to using a dropshipping payment system for your business. Of course, you will never be able to fully prevent fraud and chargebacks, but what your customers do with their purchases shouldn’t have to affect your standing with a payment processor. Which is why we make it easy to work with us for every transaction.
Key Features for Your Dropshipping Payment Processing Solution
Transparent, Dropshipping-Friendly Pricing
Avoid surprise fees. We offer a clear and upfront fee structure tailored to high-risk ecommerce models like dropshipping, so you can plan with confidence.
Simplified Payment Processing for You and Your Customers
Our system is built for ease – both for your team and your buyers. Manage orders without holding inventory while delivering a seamless checkout experience.
Accept All Major Cards, Including Amex
Don’t lose sales due to limited options. Our drop shipping merchant accounts accept Visa, Mastercard, American Express, and more.
Competitive Rates for High-Risk Sellers
Even in high-risk industries, we keep your processing fees reasonable so your margins stay strong – even with international or third-party fulfillment.
Support for Multiple Payment Methods
From debit and credit cards to eWallets like Apple Pay, we give your customers the flexibility they expect when shopping online.
Advanced Fraud Detection Tools
Dropshipping businesses face a higher risk of fraud. Our payment gateway features powerful tools to help you detect and prevent suspicious transactions before they result in revenue loss.
Chargeback Risk Management
We understand that chargebacks are common in dropshipping. That’s why we offer proactive monitoring and dispute support to help protect your merchant account.
Analytics for Smarter Selling
Track payments, monitor chargeback trends, and identify sales patterns. Our reporting tools help you adapt and grow your dropshipping store with confidence..

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Frequently Asked Questions about Dropshipping Merchant Accounts
Do you have to pay for dropshipping?
While you can start dropshipping with low upfront costs, it’s not entirely free. Some platforms charge monthly or annual fees, while others offer free trials or charge per product shipped. You’ll also need to budget for essentials like a website, marketing, and a dropshipping payment gateway or merchant account. When you’re ready to start accepting payments, High Risk Pay can help reduce startup costs with no setup fees or long-term contracts.
What is the best payment provider for dropshipping?
The best payment provider for dropshipping is one that supports high-risk businesses and understands the challenges of chargebacks, fraud, and third-party fulfillment. High Risk Pay offers specialized dropshipping merchant accounts and payment gateways with fast approvals, no setup fees, and tools to help you accept credit cards securely and scale confidently.
Is dropshipping 100% legal?
Yes, dropshipping is legal in most countries. As long as you work with legitimate suppliers and follow consumer protection laws, it’s a fully compliant business model. To process payments legally and protect your business, it’s important to use a verified merchant account provider like High Risk Pay.
Do you need a license to dropship?
In many regions, you’ll need a business license or resale certificate to operate legally and collect sales tax. Most payment providers, including High Risk Pay, also require basic business registration to set up a dropshipping merchant account or payment gateway.