Ecommerce Credit Card Processing for Your Website
Running an eCommerce business means you’ll need reliable credit card processing on your website. This requires a merchant account for your website, often paired with a secure payment gateway to process transactions.
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Why choose High
Risk Pay as your merchant
services provider ?
SPECIALIZED IN HIGH RISK
We provide merchant accounts for high-risk ecommerce businesses across multiple industries, including specialized solutions like nutraceuticals and supplements.
99% APPROVAL
Our approval rate for ecommerce merchant accounts is among the highest in the industry, even for businesses considered high-risk.
FAST APPROVAL GUARANTEED
We offer high risk merchant accounts to all business types in high risk categories.
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Merchant Account for Website Payments
A merchant account lets your ecommerce business securely accept credit card payments online. With High Risk Pay, you can get fast approval and start processing website payments without setup fees. Specialized high-risk merchant accounts are available for industries often turned away by banks.
If you’re running an eCommerce business, you will need to accept credit card payments on your website. In order to do this, you will need at least one merchant account.
Payment Gateway for Ecommerce Processing
A payment gateway connects your online store to your merchant account, allowing for secure and seamless ecommerce credit card processing. High Risk Pay’s gateways speed up transaction approvals and safeguard customer data with advanced encryption. This combination helps boost sales by making online payments fast, safe, and convenient for shoppers worldwide.
The payment gateway will then handle the verification of the card information and transfer requests. A payment gateway will authorize the credit card in real-time as soon as the purchase is made on your website.
Ecommerce Credit Card Processing for High-Risk Businesses
Many banks deny ecommerce credit card processing for high-risk businesses due to fraud and chargeback concerns. That’s why specialized high-risk merchant accounts and payment gateways for websites are essential.
- Fraud – Identity theft and unauthorized purchases are ongoing challenges in ecommerce credit card processing, making fraud protection a key part of your merchant account and payment gateway setup.
- Chargebacks – When customers dispute charges, funds are pulled back from your business. Frequent chargebacks increase your risk level, making a high-risk merchant account for website payments crucial.
When a chargeback occurs, you, the merchant, are responsible for the loss. Unfortunately, the more chargebacks, the riskier it is for banks and payment processors to work with your business.
We specialize in providing high-risk eCommerce merchants with the ability to accept credit and debit card payments on their website. To apply for a high-risk merchant account, fill out our online application today. See the best ecommerce credit card processing.
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